Utilization of Electronic Money

Utilization of Electronic Money

 

 

Ketua: Dr SURTIKANTI S.E., M.Si

Departemen Akuntansi

Universitas Komputer Indonesia

Indonesia

 

Anggota : R H Mustofa

Departemen Manajemen

Universitas Komputer Indonesia

Indonesia

Email : rizki.herviana@email.unikom.ac.id

 

Abstract. The purpose of this study is to determine the impact of electronic money (E-money)
on financial transactions and economic growth in the community. This research used a
descriptive longitudinal method by interviewing several users of E-money as the data
collection techniques. The result of this research shows that E-money users prefer non-cash
transactions, we also got a new fact that the majority of middle- and upper-class people prefer
non-cash transactions because it is more effective and efficient in making transactions. From
this research, it can be obtained that E-money can be a legitimate payment system that facilitate
the upper-middle and lower-middle class. The existence of E-money will help the user, so they
do not need to pay directly.