Utilization of Electronic Money

Senin, 26 Oktober 2020 - 02:43
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Utilization of Electronic Money
Departemen Akuntansi
Universitas Komputer Indonesia
Anggota : R H Mustofa
Departemen Manajemen
Universitas Komputer Indonesia

Email : rizki.herviana@email.unikom.ac.id

Abstract. The purpose of this study is to determine the impact of electronic money (E-money)
on financial transactions and economic growth in the community. This research used a
descriptive longitudinal method by interviewing several users of E-money as the data
collection techniques. The result of this research shows that E-money users prefer non-cash
transactions, we also got a new fact that the majority of middle- and upper-class people prefer
non-cash transactions because it is more effective and efficient in making transactions. From
this research, it can be obtained that E-money can be a legitimate payment system that facilitate
the upper-middle and lower-middle class. The existence of E-money will help the user, so they
do not need to pay directly.